TIME TO READ: 5 MINUTES

Hi Friend,

Welcome to another issue of Market Disruptors.

In today's issue:

• 5 metrics that unlock your next wealth level

• I pissed off hundreds of people (who don’t know what they’re talking about)

• Can I ask you for a favor?

Let's get into it...

MAIN FEATURE

5 METRICS THAT UNLOCK YOUR NEXT WEALTH LEVEL

If you already make good money, a hack to get to the next wealth level is tracking your net worth in something other than USD. Let me explain...

I started a second YouTube channel a few months ago and it’s really picking up steam lately. 

A few days ago I was telling my team how well it’s doing and I paused as I was thinking of numbers. One of my guys thought I was trying to remember the revenue so he said it. 

I told him I was adding up the clients it has brought in. I don't want to measure our success by revenue. I measure it by clients. Because our goal isn’t just to make money, it's to change lives.

That’s not to say money isn’t a great goal. We definitely talk about revenue and we’re good at it and I’m not embarrassed by it. But at a certain point money alone stops being enough. 

Our clients are successful. Entrepreneurs, business owners, high-income W-2 employees with incredible skills. And a lot of them reach a point where they need something more to drive them. 

So I want to give you a few different ways to measure your net worth beyond just dollars…

Bitcoin.

Lately people love telling us Bitcoiners how far BTC has fallen. Like it's some kind of gotcha. (Really it’s just to validate that they haven’t bought in.)

But I'm a true believer. I don't really care what the USD equivalent is today.

One Bitcoin is always going to be one Bitcoin. I know there's going to be a day when it's ten times what it is right now. And then a hundred times.

So I just measure in Bitcoin and keep stacking.

Time 

If your income got shut off, how long could you keep paying your bills?

If an emergency popped up, or someone got sick, or you just wanted to take a break, could your investments pay your bills? For how long?

I think the goal for every one of us should be to get to the point where our assets pay for 100% of our lifestyle. And to get there as soon as possible. 

Options

One of my biggest motivators in life is creating options for myself and for the people I love.

My daughters aren't going to college. My oldest runs her own business. She travels, she's developing skills on her own terms, and she's doing it her way. That didn't happen by accident.

The more my wealth grows, the more I can pour into her. Not just financially. I have the bandwidth to spend time with her. I keep elevating my own skills, which means I have more to teach her. My options become her options. My freedom becomes her starting point.

That's what I'm really building. Not a number. A range of possibilities for the people I care most about.

Peace of mind.

A client asked me recently what percentage of their portfolio should be in Bitcoin. (The big institutions will tell you 2%. But that's because they want you to invest with them. They pay you 1-2% on your money and loan it out at 10-20%. Of course they’re going to say only 2%.)

What I answered my client: whatever lets you sleep at night.

If the number freaks you out, it's too big. If you're worried you're missing out, it's too small.

Your financial decisions should give you more freedom and more peace, not less. I know people sitting on enormous amounts of money on paper who are nervous wrecks. What good does that do?

Experiences.

People don't actually want money. They want the things money gives you access to.

If you're just staring at a number in an account, there's no emotion tied to it. 

Here's what I teach instead. Create specific accounts for the things you want. A car you've had your eye on. A trip you want to take your family on. As soon as money hits your main account, you move a percentage into those accounts. 

Now when you look at your finances, it's not just a number on a screen. It's a progress bar toward something real. 

I made a video on exactly how to set these accounts up. 

Here’s why all of this is important: humans are wired to move away from pain and toward pleasure. The problem is that once you reach a certain level of comfort, the pain is gone. And if you haven't built something to move toward, you stall. 

And once our own needs are met, we’ll often work harder for the people we love than we will for ourselves. 

So these metrics add emotion and purpose back into wealth creation. They trigger something a dollar amount never will. 

Start tracking these things and you’ll unlock a whole new level of motivation. 

RESPONDING TO YOUR COMMENTS 

“NOTHING STOPS THE ____ TRAIN” (PEOPLE WHO DON’T FOLLOW MY CONTENT THINK I’M DUMB)

I caused a firestorm on Instagram. 

I made a post about how Warsh is changing the way we calculate inflation. It got over 1,500 comments and a lot of them were SPICY.

Here were some of my favorites…

Obviously these people aren’t familiar with my content. 

I said, “Nothing stops this train” and they assumed I meant the Trump Train. 

I was referring to Lyn Alden’s thesis: federal debt has grown so massive that monetary policy can no longer effectively curb credit expansion, as higher rates ironically increase government borrowing costs and widen deficits further. Entitlement demographics, political polarization, and interest expenses now consume so much federal revenue that the Fed has no brakes. This will continue until the 2030s and will likely end in a "death by fire" scenario.

Said more simply: we can either keep pumping air into the bubble or let it burst, and no one wants it to pop on their watch so… we keep printing. 

Here’s another thing I say all the time that they’ve obviously missed: I pray for the day I get to dance on the ashes of the Fed with Ron Paul. 

But we don’t live in the situation we hope for. We can’t wait for things to be how we wish them to be.

We have to live in the reality of our current scenario. 

And the reality is debasement is a wave that keeps growing and growing and growing. Which means you have two choices…

You can let it crash on your head. Or you can learn how to use it to propel yourself forward.

That’s the personal treasury model I teach. 

So you can hate Trump or you can defend him. You can curse or complain. But whatever you do…

Take action. 

Focus on what you can control. Start building your personal treasury. 

IN CASE YOU MISSED IT:

IS MY CONTENT DOOM AND GLOOM?

The most popular content I post on Instagram is my macro breakdown carousels. Here's what I posted this week:

Bitcoin crashed 53%. Every bear market before this was worse. Here's what the data says happens next. — Every Bitcoin bear market has been shallower than the last. This one included. The data tells a very specific story about where we are in the cycle.

Michael Saylor's STRC just crashed. Is this the start of a death spiral? — Headlines called it a death spiral. The actual data tells a different story entirely.

This signal marked the last 3 Bitcoin bottoms. It just happened again. — Three on-chain signals are lining up right now that have only appeared at major cycle lows. I break them all down here.

I enjoy making these but I’m worried they come across as doom and gloom. 

I think it's important to study what's happening in the world because it affects every aspect of our lives. But I don't want the takeaway to be anger. Or indignation. Or resignation.

Despite all of this, I still believe this is the greatest time ever to be alive. There are far more reasons to be positive about the future than negative.

And more importantly, I believe we now have the ability to do the ultimate judo move. Like I said above about the wave: you can build a personal treasury that doesn't just protect you from what's happening, it enables you to build generational wealth.

So I’d like to ask you a favor: when you look at these carousels, is your takeaway doom and gloom? Or is it actionable information?

If you have ideas about how I can make this more actionable and valuable for you, hit reply and let me know.

BEFORE I GO

That’s it for today’s newsletter. 

Thanks for being here and I’ll see you in the next one!

To your wealth,