If you’ve ever found yourself Googling “does this affect my taxes?” while everyone else is asleep — we’re guilty, too. As a parent, managing your finances probably happens late at night (aka your only chance to do adult things). And a lot of those choices can show up at tax time.

That’s why we’re teaming up with H&R Block to break down what actually affects your taxes — from childcare costs to family-related credits (like the Child Tax Credit). So you can spend less time late-night Googling and more time sleeping.

Between daycare, after-school care, and babysitters — childcare adds up fast.

What no one tells you:
Some of those expenses may qualify for tax credits, like the Child and Dependent Care Credit, but only if you know what counts.

Why it matters:
Understanding what qualifies could help lower your tax bill and keep you from leaving benefits on the table.

Maybe you freelanced during nap time, went part-time, picked up contract work, or switched jobs altogether.

What no one tells you:
Changes in income can affect how you file, what you owe, and how to plan for taxes — especially if your income looks different than it did last year. 

Why it matters:
Getting this right can save you time and help you avoid surprises like owing more than you expected.

You’ve got a new ZIP code, a bigger place, or a mortgage instead of rent.

What no one tells you:
Buying a home can unlock deductions, like the mortgage interest deduction, but only if you know how and when they apply.

Why it matters:
Knowing what applies can help you feel confident you didn’t miss anything important.

529s and education funds are no longer “we’ll figure it out later” plans, they’re officially underway. 

What no one tells you:
Education-related savings and expenses can affect your taxes now and down the line, depending on how and where you save.

Why it matters:
Knowing what qualifies (and when) can help you make smarter decisions today and avoid headaches later.

Whether you file on your own, work with a tax expert, or do a little of both, H&R Block offers trusted support to help you save time, stress less, and feel confident you’re doing it right.

Issues? help@theSkimm.com

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