Dear Reader,

If you’ve ever searched “Best mutual fund to invest in”, you’re not alone.

It usually starts simply. Salary increases. A colleague says, “Yaar SIP start kar de.” You open an app, see 5-star ratings, compare returns, and pick one. It feels responsible.

A few months later, markets fell. The fund underperforms. And the doubt begins.

Did I choose the wrong one? Should I switch? Is there something better?

This is where Sanjay pauses the room during his sessions and says something most people don’t expect:

There is no “best” mutual fund.
There is only the right fund for you.

And the right fund doesn’t begin with a performance chart. It begins with mindset.

Two people can invest in the same fund. One exits at the first sign of volatility. The other stays invested for ten years. Same fund. Completely different result.

The difference isn’t intelligence. It’s behavior.

Investing is behavioral before it is technical. It’s not about chasing last year’s top performer or following what everyone else is buying. It’s about asking better questions:

• What am I investing for?
• How long can I realistically stay invested?
• What is my financial freedom number?

Without these answers, even a good fund feels wrong. With clarity, even a simple index fund can work powerfully over time.

That’s why The Economic Times, in collaboration with Sanjay Kathuria, is hosting a:

3-Hour Free Live Workshop

Passive Income from Mutual Funds & ETFs

In this session, you will learn to:

• Shift from “Which fund is best?” to “What is right for me?”
• Understand how mindset shapes investing outcomes
• Calculate your Financial Freedom Number
• Evaluate funds calmly instead of switching impulsively

No hype. No jargon. Just clarity.

Date: 21 February
Time: 10:30 AM – 1:30 PM
Fee: Free | Limited seats