It may already be too late to implement certain changes Republicans are insisting on as a condition for renewing Affordable Care Act subsidies, further casting doubt on any congressional deal to extend the financial aid. Why it matters: GOP lawmakers have made clear that they need to see changes to the enhanced ACA tax credits at the center of the government shutdown fight in order to extend them. - But insurers, states and other experts say some changes could already be impossible for next year, with ACA enrollment due to begin in less than two weeks, on Nov. 1. The subsidies are due to expire at year's end, absent further action.
What we're hearing: Extending the credits after Nov. 1 is still possible, experts say, but gets much harder if there are significant changes, such as capping eligibility at a certain income level or requiring recipients to make a minimum premium payment. What they're saying: "I have zero confidence that there's enough operational time for systems and issuers to be able to implement changes, significant changes," said Jeanne Lambrew, a former key health adviser in the Obama White House and later a top health official in Maine. - "There's no way to prepare for a compromise that nobody knows about," added Lambrew, now a senior fellow at The Century Foundation.
- Sen. Mike Rounds (R-S.D.), one of the GOP senators more open to some form of subsidy extension, acknowledged that the implementation timeline poses a problem.
- "That's why a lot of us started talking about it in July," Rounds told Axios, blaming Democrats for triggering the shutdown on Oct. 1.
Between the lines: One possible workaround would be for Congress to extend the enhanced subsidies unchanged for one year and then have GOP changes take effect in 2027. It's not clear if that would pass muster in the House and Senate. Keep reading
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