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SEPTEMBER 16, 2025 |
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Getting priorities straight: What percentage of retirement plan website and app users said security was more important to their overall digital convenience than convenience? |
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A) 32% B) 42% C) 52% D) 62% |
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DEMOGRAPHICS |
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Gen Zers are putting their careers and financial health above family, community, and love, according to a recent NBC poll. |
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Gen Z adults generally had the same top three measures of success: |
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Having a fulfilling career
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Having enough money for the life they want
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Achieving financial independence |
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Other measures—such as owning a home, paying off debt, starting a family, and using their talents to help others—do not fully resonate with Gen Z adults. These areas ranked from fourth to 13th place. |
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CREDIT CARDS |
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Chime debuted the Chime Card, a secured credit card with no fees or interest. |
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Cardholders can receive 1.5% cash back in rotating categories for groceries, gas, restaurants, and utility bills after placing a qualifying deposit of $200 or more into a Chime checking account.
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The Chime Card temporarily locks itself for cardholders who fail to pay their statement balances on time until payment is made. |
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Why this matters: Chime’s latest secured card appeals to US adults with poor or limited credit histories who want to build positive credit. |
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OPEN BANKING |
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Open banking and its uncertain future in the US dominated discussions across FinovateFall’s 2025 agenda. |
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Vice president and senior counsel of the American Bankers Association Ryan Miller said aggregating data can help customers understand their financial health—and can keep them more tethered to providers they already use. |
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Financial institutions (FIs) that already offer such capabilities—and those finding new ways to use open banking—will have a competitive advantage over those waiting for more clarity. |
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PODCAST |
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In today’s episode, we talk about how stablecoins differ from the crypto hype cycles of the past, the risks stablecoins introduce for traditional financial institutions, and if people actually want or need stablecoin payments. Tune in on Apple Podcasts, Spotify, YouTube, or wherever you listen to podcasts. Follow us on Instagram. “Behind the Numbers” is made possible by Nielsen. |
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CHART OF THE WEEK |
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Key stat: 60.3% of US small business owners prefer in-person service with a dedicated banker when working with a bank for their business needs, according to April 2025 data from Academy Bank. | | | |
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