Over 50 mutual fund SIPs give negative returns in 1 year. Should you pause, redeem, or continue?
THE ECONOMIC TIMES
Fri, Aug 15, 2025 | 11:21 AM IST

Mutual Funds Newsletter

Over 50 mutual fund SIPs give negative returns in 1 year. Should you pause, redeem, or continue?

Around 51 equity mutual fund SIPs show negative returns in the last year. Samco Flexi Cap Fund leads losses, followed by Quant funds. Experts advise against panicking. They suggest continuing SIPs for long-term benefits. Investors should track fund performance against peers. Nifty 50 and BSE Sensex gained, while small-cap indices declined. Investment decisions should align with risk appetite and goals.

Mutual funds boost cash allocation to Rs 2.06 lakh crore in July amid weak Q1 earnings

Mutual funds increased their cash holdings in July after reducing them for two months. The overall cash allocation rose to Rs 2.06 lakh crore. SBI Mutual Fund held the most cash, followed by ICICI Prudential and HDFC Mutual Fund. PPFAS Mutual Fund had the highest cash percentage of its AUM. Fund managers hold cash for redemptions and investment opportunities.

Gold price hits record high: Should you buy now or beware?

Gold prices in India have reached record highs. Experts attribute this to global economic uncertainty. US tariff policies and geopolitical tensions are factors. Central banks are diversifying into gold. Investors should consider gold as a long-term strategic asset. Gold ETFs and multi-asset funds are investment options. Experts advise a buy-on-dips strategy. Investors should align investments with their risk appetite.

Investors poured nearly Rs 12,000 crore into midcap and smallcap funds in July despite market weakness. Here’s why

In July, mid-cap and small-cap funds saw record inflows despite elevated valuations and market caution. Experts warn of higher correction risks, urging staggered SIPs or STPs over lump sum investments. Conservative investors may wait, while disciplined allocation remains crucial for navigating volatility and maximising long-term potential in these segments.

Quant Small Cap Fund hikes stake in Jio Financial Services in July

Quant Small Cap Fund raised its stake in Jio Financial Services in July, adding nearly 45 lakh shares. The fund also increased exposure to six other stocks, added four new names, including Marathon Nextgen Realty and Anthem Biosciences, and exited two. Exposure in 83 stocks, including Adani Enterprises and LIC, remained unchanged. AUM stood at Rs 29,463 crore.

Top Mutual Funds
SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%)
ICICI Prudential BHARAT 22 FOF Direct - Growth
★★★★★
27.32 -5.79 11.55 -1.64
Nippon India Large Cap Fund Direct-Growth
★★★★★
20.16 5.45 12.28 -0.48
ICICI Prudential Large Cap Fund Direct-Growth
★★★★★
18.41 4.63 9.97 -0.65
DSP Large Cap Fund Direct-Growth
★★★★★
18.14 4.81 8.41 -2.00
HDFC Large Cap Fund Direct-Growth
★★★★★
16.26 0.24 7.17 -1.48
Parag Parikh Flexi Cap Fund increases stake in ITC and 11 other stocks in July

Parag Parikh Flexi Cap Fund, the largest active flexi cap fund, increased its stake in ITC and eleven other stocks during July, adding significantly to its holdings in Power Grid Corporation of India and ICICI Bank. The fund also initiated a position in Motilal Oswal Financial Services while reducing its stake in IPCA Laboratories.

Sectoral & thematic mutual funds see record jump in inflows to over Rs 9,400 crore. Is it time to enter or stay cautious?

Sectoral and thematic mutual funds in India experienced a massive surge in July, with inflows reaching ₹9,426 crore, a staggering 1,882% increase. This spike was largely fueled by seven new fund offers, contributing ₹7,404 crore.

TERM OF THE WEEK
New Fund Offers
Fund Name Category Type Open Close Min Inv
Nippon India Nifty India Manufacturing ETF-G Equity: Thematic Open-ended 06 Aug 20 Aug 1000.00
Nippon India Nifty India Manufacturing Index Direct-IDCW Equity: Thematic Open-ended 06 Aug 20 Aug 1000.00
Nippon India Nifty India Manufacturing Index Direct-G Equity: Thematic Open-ended 06 Aug 20 Aug 1000.00
Groww Nifty Next 50 Index Direct-G Equity: Large Cap Open-ended 06 Aug 20 Aug 500.00
Groww Nifty Next 50 Index Reg-IDCW Equity: Large Cap Open-ended 06 Aug 20 Aug 500.00
More >>
Weekly Mutual Funds Activity
Date Equity ( Cr.) Debt ( Cr.)
Gross Purchase Gross Sale Net Pur./Sale Gross Purchase Gross Sale Net Pur./Sale
07-08-2025 15766.36 6663.03 9103.33 13575.70 17871.38 -4295.68
06-08-2025 12963.89 7253.64 5710.25 13167.40 20325.60 -7158.20
05-08-2025 10382.53 8281.69 2100.84 18927.85 24284.36 -5356.51
04-08-2025 10405.13 7140.44 3264.69 14780.54 25113.01 -10332.47
01-08-2025 11111.69 9629.32 1482.37 11609.06 13092.64 -1483.58
31-07-2025 24430.51 22811.42 1619.09 6596.28 9902.44 -3306.16
30-07-2025 9610.38 8539.04 1071.34 10456.32 12787.49 -2331.17
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Top Mutual Funds of the week (5-Star Rating)
Scheme Name Nav Returns Ratings AUM(Cr.) Expense Ratio
SBI Healthcare Opportunities Fund Direct Plan-Growth 496.0776