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The credit scoring company FICO announced it will begin tracking debt from buy-now, pay-later loans. These loans from services like Affirm and Klarna allow shoppers, usually online, to break up a purchase into installments. This form of payment has become increasingly popular, especially among young and low-to-middle-income shoppers. Here’s what this could mean for your credit score:
➡️ Starting this fall, two of FICO's 15 scoring products will include information about buy now, pay later loans.
➡️ The impact on individuals' credit scores depends on timely payments: Paying on time can improve your credit, while missed payments may harm it.
➡️ FICO conducted a yearlong study using Affirm data, which revealed that incorporating these scores had a minimal impact — within 10 points up or down — for over 85% of the consumers in their study. |
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Living Better is a special series about what it takes to stay healthy in America. |
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Continuous glucose monitors, which are inserted into the skin and estimate your blood sugar every few minutes, can greatly help people with diabetes manage the disease. In 2024, the FDA approved the first continuous glucose monitors for people without diabetes. Studies of thousands of people without diabetes wearing the monitors while they ate found that a large portion of people are dippers. This means their blood sugar rises quickly after eating, and sometimes plummets below their baseline hours later. These dips can trigger overeating, make it harder to lose weight, and make people feel more fatigued. If you're concerned about fluctuations in your blood sugar and would like to stabilize it, here are some suggestions:
🩸 Don’t eat meals and snacks that consist mostly of carbohydrates. Instead, add more fiber and protein to your diet, which can help slow down your digestion, preventing extreme spikes and dips in blood sugar.
🩸 You want your gut to slowly drip carbs into your blood. To do this, sprinkle your carbs throughout the day instead of all in one meal.
🩸 The order in which you eat your food matters. Eat the protein, fiber and fat first and the carbs last. |
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Season's greetings from Pop Culture Happy Hour. |
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Korean Central News Agency/Korea News Service via AP |
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| North Korea has opened a splashy resort on its eastern seacoast called Wonsan Kalma Coastal Tourist Area, featuring some 400 buildings. |
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| A jury in Australia found Erin Patterson guilty of the murder and attempted murder of her estranged husband's elderly relatives. She hosted four guests, three of whom died after eating her home-cooked meal containing poisonous death cap mushrooms. |
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| Just a few days after her sister died earlier this year, Maureen Futtner was on the subway when a stranger asked how she was doing. In that moment, Futtner felt she needed to be honest. In response, the unsung hero provided insight into how she handled her own grief, which helped Futtner continue her own healing journey. |
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