Your Money: Helping elders, pay advance apps, mortgage rates and more
Older people sometimes have difficulty with advanced technology and their finances.
Your Money
October 5, 2026

Hi everyone —

I recently received a plaintive note from a friend who posed a question to which I have no answer: What should people do to help family members whose brains are still healthy but throw up their hands at what is being asked of them technologically? The uploads of tax forms. The downloads of insurance declarations. The passwords and their managers.

What have you done — or had done for you — to give helpers just enough digital access to accounts? The big idea is to be able to get important money stuff done — but not do so much that you set off elder fraud alarms at a financial institution or make your elders think you’re snooping or believe that they are incompetent.

As ever, we’re at yourmoney_newsletter@nytimes.com and will gladly take any and all advice — or just listen to you blow off steam.

As usual, we’ve collected the latest money-related stories from across the Times below. Have a good week.

Is a Trump Account the Best Way to Invest for Your Child? Try Our Calculator.

Families also have options like 529 college plans and custodial brokerage accounts. Find out which one works best for you.

By Asmaa Elkeurti and Claire Cain Miller

U.S. Labor Market Shifts to a Lower Gear

The economy added fewer jobs in September and unemployment ticked up, while inflation has maintained pressure on markets and raised costs.

By Talmon Joseph Smith

Trump Says Economy Has ‘Public Relations’ Problem Amid High Prices and Slow Hiring

The president, who had hoped to tout a growing economy on the campaign trail, has found it hard to break through as workers’ wages fail to keep up.

By Tony Romm

U.S. and Allies Agree to Release Diesel Reserves as Prices Soar

The Group of 7, which includes Britain, France and Japan, announced the release of 100 million barrels over four months, effective immediately.

By Lisa Friedman and Rebecca F. Elliott

Oil Is Flowing From the Persian Gulf, but Prices Remain High. Why?

Crude oil costs close to $100 a barrel because traders are worried hostilities could soon restart and the world is burning through its emergency stockpiles.

By Rebecca F. Elliott

Pipes in the foreground and large storage tanks in the background.

U.S. Bond Yields Hit Highest Level Since 2002

The higher yields, which are pressuring consumer and corporate borrowers and increasingly weighing on certain corners of the stock market, are unlikely to dissipate soon.

By Eshe Nelson and Joe Rennison

Strategies

The Powerful Yet Fragile Force Propping Up Stocks and the Economy

The artificial intelligence boom has pushed up the stock market, even as interest rates have pulled it down, our columnist says.

By Jeff Sommer

An illustration in 3-D of a row of green pillars of various heights. A yellow percentage sign weighs on two of the pillars. Holding up all the pillars is a pink hand.

Mortgage Rates Keep Climbing, Leading Some Buyers to Riskier Loans

The average 30-year, fixed-rate home loan rose to 7.28 percent, up from 6.34 percent a year ago. More buyers are now turning to adjustable-rate mortgages.

By Gregory Schmidt

Trump Administration Prepares to Ask Tax Filers if They Are U.S. Citizens

The new question, included on a draft version of the primary tax form, comes as part of an anti-immigrant turn at an agency that long prioritized tax administration.

By Andrew Duehren

Ideas

The Rich People Democrats Aren’t Talking About

As billionaires become a popular political target, a new book urges Washington not to lose sight of a much larger, and quieter, group of wealthy business owners.

By Andrew Duehren

An illustration shows people in the foreground walking down a street. In the background, on a billboard, is a man crossing his arms and a rocket taking off.

Sales of Hulking Pickups and S.U.V.s Sag as Fuel Prices Soar

Sales of big pickup trucks and sport utility vehicles have dipped as more Americans buy hybrids and smaller cars.

By Jack Ewing

Chevrolet Silverado pickup trucks are displayed at a Chevrolet dealership.

Travel 101

How to Get a Refund on That Pesky Value-Added Tax

Here are the steps to get your money back on VAT taxes, which are widespread in Europe and are bundled into the costs of certain items that travelers take home with them.

By Elaine Glusac

An illustration shows a person walking in front of the Eiffel Tower in Paris, laden with shopping bags, and wearing a pink hat and green boots, both of which have price tags attached to them.

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