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SEPTEMBER 22, 2026 |
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How many fraudulent banking and money transfer transactions are forecasted globally by 2031? |
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A) 773.7 million B) 1.5 billion C) 2.2 billion D) 3 billion |
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BANKING |
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Community institutions have been investing in mobile banking, social media marketing, and fintech-style features to win Gen Zers. |
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It’s not working: Their share of Gen Zers' primary banking relationships has collapsed from 19% in 2023 to 9% in 2025, per ProSight Banking Outlook. |
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PAYMENTS |
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Mastercard will let AI agents make payments on behalf of cardholders through a partnership with Alchemy, per a press release. |
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Alchemy’s agentic payment product, AgentCard, will integrate with Mastercard Agent Pay. |
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Users and issuers can program how much an agent can spend, what it can buy, and where it can shop. |
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BNPL |
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Affirm will extend more buy now, pay later (BNPL) loans to consumers that it previously might have denied after updating its real-time underwriting model, per a press release. |
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Affirm’s transformer-based model now pulls from contextual events in consumer purchase histories—like purchase order and timing—to judge eligibility for installments. |
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This change lets more consumers with limited credit histories and no FICO scores qualify for purchases. |
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REPORT |
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Wealth management is becoming more widely accessible but harder to differentiate. As automation and AI commoditize portfolio management and reshape how clients find advice, wealth managers must stand out by building trusted relationships, delivering holistic guidance, and engaging clients earlier in their financial lives. |
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Key Question: How should wealth management adapt as the basis of competition shifts beyond investment performance? |
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Key Stat: Over two-thirds (69%) of worldwide wealth management executives say longevity planning and health-linked wealth solutions are among clients’ greatest needs, per a January 2026 Capgemini survey, pushing wealth management beyond portfolio performance. |
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(EMARKETER subscription required to read the full report) | | | |
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CHART OF THE WEEK |
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Key stat: Middle-income US adults prefer digital for routine banking (84% for checking balances), but 64% still prefer in-person support when discussing a major financial decision per Santander. | | | |
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