|
 |
Hi Partner 👋
Today, you will receive a full investment case of 114 (!) pages about Fair Isaac Corporation
This is a wonderful company that definitely deserves your attention.
 |
Compound with René
This investment case was made by Compound with René.
He was so kind to share the investment case with us.
You can check out his work here:
 |
Fair Isaac Corporation - General Information
👔 Company name: Fair Isaac Corporation
✍️ ISIN: US3032501047
🔎 Ticker: FICO
📚 Type: Oligopoly
📈 Stock Price: $1,230.0
💵 Market cap: $28.5 billion
📊 Average daily volume: $457.9 million
How does Fair Isaac make money?
Fair Isaac (FICO) makes money mainly by charging lenders, banks, and credit bureaus fees every time they pull a FICO credit score to evaluate someone for a loan, credit card, or mortgage. It also earns revenue by selling software and analytics tools that businesses use to make decisions about fraud detection, lending, and customer management.
This is a very extensive report.
In case you don’t have time to read it all right now, let’s give you the highlights first.
Three main takeaways
Here are the 3 most important takeaways:
1. Industry Standard Scores
FICO scores are used in 90% of U.S. lending decisions and over 95% of all mortgage-backed securities.
 |
2. Strong Margins
FICO has strong structural advantages that give them the highest margins in the industry.
 |