This email was sent to niepodam@niepodam.pl. Sign In Loans   |   Car Insurance   |   Travel Insurance   |   Life Insurance Hey Sam, January is usually a time people review their finances to see whether they could reduce outgoings. If you’re looking for a fresh start in 2026, we have pulled together four ways you may be able to save, including two exclusives just for our customers. Time to check your car insurance? Our latest Premium Drivers Report shows car insurance costs have fallen by nearly 25% in the past two years. Plus, 51% of customers could save up to £499.13[1] by comparing with us. If you’re looking to reduce your costs and your policy is due to renew, now could be a great time to compare. Compare car insurance Exclusive: Up to 15 months 0% interest with no balance transfer fee Get up to 15 months 0% interest and no transfer fee on balance transfers with Barclaycard. This could be a good option if you're moving a balance and want to avoid costs such as fees or interest. • Up to 15 months of 0% interest on balance transfers • £20 cashback on balance transfers of £2,500 or more • 1-year Apple TV subscription Compare credit cards Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.94% (variable), representative 24.9% APR (variable). Credit available subject to status. New customers, 18+, UK residents only. Balance transfers must be made within 60 days of account opening. Min transfer £250 (£2,500 to get cashback). Barclaycard will email a verification code for Apple TV, offer available until 9am on 20 January 2026. Exclusive offer ends soon Whether you're fixing, refreshing or tackling a bigger project, this MBNA loan offers a clear, fixed way to borrow for your plans. You could access rates from 5.8% APR and get a £50 Amazon.co.uk Gift Card when you take the loan out through us. Compare loans Representative example: You could borrow £10,000 over 48 months with 48 monthly repayments of £245.88. Total amount repayable will be £11,802.24 Representative 8.7% APR, annual interest rate (fixed) 8.37%. Credit available subject to status. 18+, UK residents (not Channel Islands or Isle of Man), employed or with a regular income, and not in full-time education. Must not have been declined for credit in the last month, have no history of bad credit, and be applying for personal use only. Offer ends 14 January 2026.