Hi Jan,
As we settle back into the rhythm of the new year, this week’s focus is on revisiting assumptions that can quietly shape retirement outcomes. In both the article and this week’s podcast episode, we look at how health insurance, taxes, and income timing intersect, particularly for retirees navigating the years before Medicare.
With changes taking effect in 2026, this is a timely opportunity to think through where flexibility matters most and how seemingly modest decisions can ripple through the rest of your plan.
| | | | Planning Around the ACA Subsidy Cliff For people who retire before Medicare eligibility, health insurance is often the most unpredictable expense in the budget. Premiums vary by location, rules change frequently, and small income shifts can have outsized consequences.
By Retirement Researcher | | | | A New Year Check-In: Three Questions Worth Revisiting in Retirement The start of a new year has a way of creating noise. Predictions multiply, headlines compete for attention, and everyone seems eager to declare what the next twelve months will bring. For those in retirement, that noise can feel especially disconnected from reality. By this stage in life, most people know that the future rarely unfolds as forecasts suggest.
By McLean Asset Management
| | | | Navigating Tax Changes for 2026
In this episode of Retire With Style, Wade Pfau and Alex Murguia walk through the most important tax and planning changes taking effect in 2026. They discuss the return of the ACA subsidy cliff, updated income thresholds, and how small income decisions can trigger large consequences. The conversation also covers changes to deductions, tax brackets, and planning considerations that matter most as retirees look ahead to the year to come.
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