Recently appointed FPA CEO Dennis Moore, CFP®, wants to make the organization more visible, enhance its educational content and continue advocating for members on issues such as professional service taxes. The long-time FPA member brings vast organizational experience from his previous roles as COO of an RIA and chapter president and steps into the leadership position at a pivotal time, following the passing of former CEO Patrick Mahoney earlier this year. Combining his background in financial planning with a commitment to the profession, Moore says his overall goal is helping guide FPA through its 25th anniversary and into a new era of leadership in the financial planning profession.

With the end of the year fast approaching, advisers are seeing opportunities for holistic planning conversations with clients that involve estate and long-term-care issues. "This is a great time to assess each family's objectives, ensure we are up to date on any estate tax exemptions a family may still have, and prepare for year-end charitable gifts," says Caprock's Ryan Singer.

Some potential clients think of estate planning as a morbid topic, but it's possible to reframe the issue by asking spouses about how they met and emphasizing how planning creates agency. "Every dollar you've built will end up with family, charity, or the government. Planning is about deciding those shares, then using the rules to carry out your priorities," writes Patrick Carlson of Vanilla.

Charitable planning has become an increasingly important topic for financial advisers and their clients, with advisers recognizing that proactive discussions about philanthropy not only benefit charities, but also strengthen relationships with clients and their families. By helping clients identify meaningful causes, select effective giving vehicles and periodically review their philanthropic strategies, advisers can ensure that clients achieve their legacy and impact goals. These conversations can also differentiate advisers in a competitive market and help retain clients across generations.

Effective succession planning at a requires a comprehensive approach that incorporates "business strategy, financial planning insight, goal setting, marketing and administrative resources," writes Aaron Neidorf of IFC National Marketing. Establishing specific deadlines, understanding the current value of the business and communicating clearly about the transition are all crucial steps, Neidorf writes.

The IRS has announced increased retirement contribution limits for 2026, allowing workers to contribute up to $24,500 to 401(k) plans and $7,500 to IRAs. Those aged 50 and older can contribute up to $32,500 to a 401(k) and $8,600 to an IRA. However, high earners will be required to direct catch-up contributions to Roth 401(k) accounts in 2026.

The Federal Reserve is expected to cut interest rates by 25 basis points in December to support a weakening labor market, according to a Reuters poll of economists. However, Susan Collins, president of the Federal Reserve Bank of Boston, and Raphael Bostic, president of the Atlanta Fed, have suggested that they are against a cut.