Your Money: Financial caregiving, paying for college and more
An intro to “My Mother’s Money,” and a roundup of this week’s money-related stories.
Your Money
October 21, 2025

Hello everyone. This week, we’re talking with Beth Pinkser, a longtime financial journalist and a certified financial planner who is about to release her first book: “My Mother’s Money: A Guide to Financial Caregiving.”

When it came time to manage her mother’s financial life, Beth said she had book knowledge in a situation that demanded street smarts, which left her feeling helpless at times. But during the period she oversaw her mother’s affairs, she was uniquely positioned: As a columnist, she was able to call upon experts about the issues that flummoxed her, and then write about them.

“To really get what’s involved,” she writes at the start of her book, “you have to feel it.”

We asked her, as we do all new authors, about the single piece of original thinking in her book — related to money — that she’s most proud of.

Here’s what she told us:

Managing your money is not just about you, and it’s not just about making good decisions. My book is for people who have to step in for somebody else and take over their affairs, and you never know what you’re going to get. Most people come at all this sideways, called in an emergency, with no planning in place. Even those that do a lot of the hard work ahead of time with legal documents and careful money management still hit stumbling blocks.

This was me.

I had to dig in and find my way through, and I wrote about it while I was doing it. My goal is to help people through the stuff that nobody ever talks about and isn’t in textbooks, like making financial decisions when you have all bad choices and how to be relentlessly tenacious cutting through all the red tape.

“My Mother’s Money” comes out Nov. 4.

Below, you’ll find a roundup of this week’s money-related stories from across The Times. Have a good week.

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Students walk across the campus of Columbia University on a sunny day, with a large, neoclassical library in the background.

Education Dept. Agrees to Resume More Student Loan Cancellations

Hailed as a win for borrowers, the agreement will enable more enrollees in income-driven repayment plans to have their remaining debt canceled.

By Tara Siegel Bernard

Danny Benson, wearing a white dress shirt and navy pants, sits on steps outdoors, looking off to the side.

Gen Z Wants to Build Credit. It Has Few Options.

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans.

By Kailyn Rhone

People line up with grocery carts outside Pilsen Food Pantry.

Wealthy Americans Are Spending. People With Less Are Struggling.

Data show a resilient economy. But that largely reflects spending by the rich, while others pull back amid high prices and a weakening labor market.

By Ben Casselman and Colby Smith

A close-up view of a person wearing a purple sweatshirt driving a car.

Lower-Income Americans Are Missing Car Payments

Inflation and a tough job market are making it harder for some people to pay back the car loans they signed in better times.

By Sydney Ember

A woman sitting at a table with signs referring to SNAP and talking to a man with his back to the camera.

Food Stamp Benefits May Run Out in November, Officials Warn

If the government shutdown continues, millions of low-income people are at risk of losing access to the Supplemental Nutrition Assistance Program.

By Linda Qiu and Tony Romm

People sitting at desks in a crowded office.

Higher Obamacare Prices Become Public in a Dozen States

Consumers are facing greater costs for their 2026 A.C.A. health coverage as Congress continues to debate whether to extend subsidies that help people afford their premiums.

By Reed Abelson and Margot Sanger-Katz

An illustration of a dark blue bull jumping over red flags held by toreadors.

Strategies

For 3 Years, the Bull Market Defied Inflation, Tariffs and Gravity

Born during the Biden administration, the market’s bull run almost ended in April, but stocks got a second wind with the artificial intelligence boom.

By Jeff Sommer

The tops of several city buildings, one with a sign for Western Alliance Bank of Arizona.

Investors Shudder at Signs of Loan Trouble in Banks

After months of roaring share prices, stock investors were rattled this week by reports of souring debts on bank balance sheets.

By Joe Rennison

A portrait of Kate Ferriter and Terry Moore in a room painted yellow. She is standing behind Mr. Moore, who is seated in a chair.

retiring

When Moving in Retirement Becomes an Expensive Reality Check

When retirees relocate, they think life will be cheaper, easier, sunnier — only to find some big disappointments. Here’s how to minimize mistakes.

By Martha C. White

A man in a red shirt, bluejeans and a cap carries a briefcase as he walks on a college campus.

Why Are More Retirees Going Back to College?

At Arizona State University, residents pay about $500,000 in entrance fees to live on campus and take classes alongside undergraduates.

By Sarah Bahr and Caitlin O’Hara

A basketball player wearing a black-and-red jersey is out of focus in the foreground. A large crowd of excited fans is in focus behind her.

The W.N.B.A. Is More Popular Than Ever. Can Fans’ Wallets Keep Up?

Significant growth over multiple seasons has earned professional women’s basketball a wider audience, and with it higher prices.

By Jacob Meschke

A Delta jet taking off from Reagan National Airport. The Potomac River is visible in the background.

Delta and United Are Leaving Other Airlines Behind

Delta Air Lines and United Airlines have accounted for most of the industry’s profits since 2022. Their appeal to wealthy travelers could become a liability if the economy weakens.

By Niraj Chokshi

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