Plus, retiring early doesn't have to be a dream

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How to Retire Early

According to people who did it

Picture this: You've saved diligently for retirement, your company bought you a cake and threw you a party and it's time to clock out for the last time. But you're not the typical retiree — you retired early.

 

According to a 2025 Northwestern Mutual study, Americans polled believe they need $1.26 million to retire comfortably. Even with such an eye-popping number, retiring early is possible — and the rich are really good at it.

 

So we compiled a list of six things rich people do to help them retire early. From taking advantage of high-yield savings interest to saving on car insurance to managing your debt with a 0% interest credit card, every little bit counts.

Take it From Those Who Know
data showing how much money Americans believe they need to save for retirement
 

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